- How long does drive ed help me on car insur drivers#
- How long does drive ed help me on car insur driver#
- How long does drive ed help me on car insur license#
No, there is not currently an accident prevention course in New York State which will affect a driver’s responsibility assessment.
How long does drive ed help me on car insur driver#
Note that the DMV’s “point” system is not related to any similarly named insurance company program.įinally, this point reduction program does not prevent or reduce the calculation of points affecting a “Driver Responsibility Assessment.”Ĭan this course reduce my driver responsibility assessment? Your points can only be reduced once per 18-month period. If you’ve already lost your license, whether revoked or suspended, point reduction will not be able to help you there, nor can it prevent or cancel a mandatory revocation or suspension for violations like DWI, DWAI or 3 speeding violations within 18 months. Your points can never be reduced to a point total lower than zero. They can’t be used as “credits” for future violations, and have no affect on older violations. Point reduction applies only to the points you acquired within 18 months of taking our course.
How long does drive ed help me on car insur license#
How does point reduction actually affect my license and driving record? You can always Contact Us if you request your driving records more than ten weeks after completion of our course and still don’t see the notice on your record. You can also visit a DMV office in person and request form MV-15, which can then be provided in person to request a copy of your driving record. You can Request a Copy of Your Driving Record from the DMV, should you ever want further proof that you’ve completed the course and received the point reduction. How do I know my driving record shows my PIRP course completion? However, the DMV will not count the reduced points against revocation or suspension of your license, were that ever to come into play. These entries will generally continue to show on your actual driving record for ten years. All violations, convictions and a record of the original number of points on your driving record will be retained by the New York Department of Motor Vehicles. Note that completing the course doesn’t actually remove or delete the records themselves. The DMV will then automatically reduce your active point total by up to four points. Upon completion of the course, we’ll notify the DMV within ten weeks (usually sooner!), who will then place a note on your driving record. This is up to the insurance company, and you should check with them to see if both reductions will be provided at the same time.
Will youthful operators already receiving a driver education reduction receive both that and the PIRP discount? No, any legal driver in the State of New York can participate in the program and receive all of the applicable benefits.
How long does drive ed help me on car insur drivers#
The discount can be applied to only one driver for each covered vehicle.Īre their any age restrictions, or other restrictions such as for drivers participating in assigned risk pools? The insurance premium reduction applies to all motor vehicles principally operated by the motorist who completes the course. What if more than one person named on a policy completes the PIRP course? The benefits of the course do not include preventing insurance companies from increasing your premium for other reasons, such as general premium increases, or traffic accidents or violations. If I take the course, will that prevent my insurance company from raising my premium down the road? You may take the course once every 36 months (three years) to maintain insurance reduction benefits.
If you take longer than 90 days to present your certificate to your insurer, the reduction will be effective from the date you gave them the certificate. Your insurance provider is required to then provide you with a 10% discount to your liability, no-fault and collision premium rates, retroactive to the date you completed the course. You send the certificate to your insurance company or take it to your local insurance agent, within 90 days. Insurance DiscountĪfter completing our course, we’ll provide you with a completion certificate within 3 days (unlike our competitors, who can take up to 45 days). Here is an Example of the Certificate you’ll receive. Upon completion of our course, we’ll mail your certificate within 3 days, sometimes the same day! Why should I use Defensive Driver’s Discount?Īll providers of PIRP and IPIRP are required by New York State Law to deliver your certificate within 45 days, however, we issue the certificates much faster.